1. Event is a non-contact or cars, only mutually otarły. 2. The victim is a car very expensive, unusual, in which even minor damage to cause a large amount of damage. 3. Lack of information, under what circumstances transported after an accident damaged vehicle. 4. Incident involving two foreigners. 5. The victim states that the car repair on their own without the submission of accounts and frequently agrees to pay damages in an amount less than the actual value of the repair. Manifested in various forms of crime insurance is an important threat to the functioning of the insurance market. Indeed, it is the result of undue payment of compensation and other benefits, and consequently increase the cost of insurance and the impact on the final financial result. With large-scale phenomena crime policy may lead to insolvency, and even - bankruptcy. Insolvent insurance companies.
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