In turn, poses a serious threat to all insured and the beneficiaries of an insurance contract. Crime insurance indirectly affect the growth of insurance premiums. This is related to compensation paid by insurance losses of undue payment of compensation and other benefits through an increase in insurance premiums. Effects of crime insurance can also have a negative impact on the development of insurance market in terms of number of concluded contracts of insurance (Table 1). For several years, observed a slight change here, but you can indicate the periods in which there was a marked decline in the number of concluded contracts, in particular in Chapter II (eg, years 1995-1997), likely related to the increase in insurance premiums. An illustration of this phenomenon is the growth of gross premiums, in relation to the dynamics of insurance contracts concluded in Chapter II (Table 1.2).
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